Looking for personal finance podcasts that actually help you manage money better? Here are some fantastic personal finance podcasts that can keep you focused and motivated.
Looking to add some new podcasts to your rotation? These are the absolute best personal finance podcasts I recommend to help you budget, pay off debt, and build wealth over time. These four podcasts kept me focused while paying off over $150,000 in student loans. In fact, I listened to #1 every single day on my way to work. Podcasts like these keep you on track for all of your financial goals!
In this post, I will go over the best personal finance podcasts that are tried-and-tested by me just for you. I love to listen to them on my commute to and from work, when I'm cleaning, or when I'm on a walk. I'm certain they will help you get your mind (and your money) in the right place.
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This post is all about the best personal finance podcasts.
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1. The Ramsey Show
This is my top recommendation out of all the best personal finance podcasts out there. I love this show, and embarrassing or not, I was in the top 6% of listeners on Spotify in 2023. I do blame my 3 hours a day commute rather than pathological obsession for this though.This was back when I was paying off over $155,000 in student loans, and this was the most important thing I did to keep myself focused and motivated in reaching such a challenging goal.
This podcast is a radio show where people call in and ask the hosts for advice about personal finance. They also cover topics like career choices and relationships as they relate to money management. There are multiple different hosts, and my personal favorites are Dave Ramsey and Ken Coleman. I like their no-nonsense approach and their blunt responses.
This podcast is as entertaining as it is informative. It is fascinating to get a glimpse inside people's personal finances and their struggles, and the advice offered on the show is fantastic. Usually, the caller is dealing with a problem that I've also experienced, so the advice often relates to me, too.
This podcast runs 2-3 hours daily. It also includes "debt-free screams" where individuals and couples share their debt-free journeys. This is one of my favorite aspects of the podcast as I found it really motivating when I was getting out of debt.
You can listen on all the major apps or watch full episodes and highlights on YouTube. You can also access additional content through their app!
2. The Money Guy Show
Another favorite personal finance podcast is the Money Guy Show. I also listened to this podcast frequently when I was paying off debt, and it is my favorite podcast that covers specific financial topics in each episode. I frequently search topics and listen to the episodes that cover them, making it an invaluable resource for all things personal finance.
The Money Guy Show is a personal finance podcast led by two fee-only financial advisors and BFFs named Brian and Bo. Settle in for investment advice, debt payoff strategies, and budgeting tips mixed with humor and a side of southern twang. The southern belle in me is partial to a nice southern accent like Brian has.
These two know money management like it's their job- because it is! On this podcast, they share their wealth building advice gained from years and years of success as financial advisors. The podcast is a discussion style podcast where Bo and Brian casually discuss whatever the chosen topic is for that day's episode. I love the laid back and organic style that cuts down on the sometimes dry subject matter. It really is like joining a conversation between friends.
Their advice is seasoned and wise, and you know they practice what they preach. Every time I listen, I learn so much, but it never feels dull or boring. You definitely don't need to be a finance nerd to enjoy listening.
You can listen on all the major apps or watch on YouTube. They also run an advisory firm (do your own due diligence)!
3. Money for Couples
This podcast is hosted by Ramit Sethi. He is funny, relatable, and usually gives great advice. His podcast, Money for Couples, is excellent and entertaining. I personally think money in a relationship can be one of the most divisive or bonding topics.
Money for Couples is a podcast where in each episode, Ramit talks a couple through their unique financial problems. What you realize after listening is that many of these financial problems are not unique at all, but seen again and again with couples from all walks of life. The conversations between the couples are raw, honest, and emotional.
This podcast is more focused on entertainment than it is personal finance advice, but I get bored quickly so I really enjoy it. It allows you to soak up lots of financial knowledge without it feeling dull.
Ramit has a great approach to help people get out of their own way and deal with any guilt and resentment that has built up. It's rare to listen to couples open up about such personal topics and to see what their financial problems really are (Spoiler: marriage problems are often disguised as money problems). It is similar to the Ramsey Show in that Ramit is offering specific advice for specific situations, but you are sure to relate to something in each episode.
4. Animal Spirits
This podcast is a conversation style podcast between two friends, Michael and Ben. Each episode covers a variety of topics that are approached in an unstructured way. This podcast is light-hearted and more unserious and broaches a wide variety of financial topics.
In addition to personal finance, they cover other, broader topics like markets and the economy. This podcast is a great option for people looking for a funny podcast that goes beyond the realm of personal finance and into broader financial topics.
It is unstructured so there is lots of banter and tangential conversation. I enjoy how this podcast addresses financial topics and trends without being so in the weeds you get bored. The show is really funny, and I like that it's a conversation instead of a lecture. Michael and Ben are funny and also offer useful perspectives on investing and trends.
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This post was all about the best personal finance podcasts.
FAQs about Personal Finance Podcasts!
The Ramsey Show is one of the best podcasts for beginners because it focuses on simple, practical steps for budgeting, paying off debt, and building better money habits. The callers’ real-life situations make the advice easy to understand and apply, even if you’re just getting started.
Yes. Personal finance podcasts are a great way to improve your money habits because you learn through real examples, expert advice, and consistent exposure to financial principles. Many people find that listening daily helps them stay motivated and focused on budgeting and debt payoff.
The Ramsey Show is one of the top picks for debt payoff since it focuses heavily on budgeting, the debt snowball, and the emotional side of money. Hearing other people’s debt-free stories can keep you motivated and help you stay on track with your own goals.
It helps to mix podcasts that offer tactical advice—like budgeting, investing, and debt payoff—with podcasts that are conversational or motivational. Shows like The Ramsey Show and The Money Guy Show focus on clear steps, while podcasts like Money for Couples and Animal Spirits mix in stories, humor, and real-life examples to keep things engaging.
Look for a podcast that matches your current financial goals—whether you’re paying off debt, learning to budget, or starting to invest. Some shows are advice-heavy, others are story-driven. Try a few episodes from different podcasts and stick with the ones that keep you motivated and actually help you take action.
Absolutely. Hearing other people’s struggles and wins makes financial progress feel more achievable. Many listeners use personal finance podcasts during commutes, workouts, or chores to stay focused, encouraged, and consistent—especially during long debt-payoff seasons.
